There are a few ways to save on individual health insurance. For one, make sure you know what you need as far as medical services. What I mean by that is, know your health history and also your current health. Many people can save money if they know what is necessary and what benefits would be a waste of money. For instance, prescription coverage is very costly for both the health insurance carrier and the consumer. If you know that you do not have a history of taking medications, then choose a health insurance plan that does not have rich prescription coverage.
Also, if you are generally a healthier person, then selecting a health insurance plan with a higher deductible can also save you some money. Why? Because health insurance carriers will give you a discount if they know you have more skin in the game. If you are responsible for more of the upfront bills, then they will try charge you less per month.