In California, over 7 million people do not currently have health insurance. And over 40 million people do not have health insurance in America. You can see how large California is though as far as percentage of the total uninsured. The decision last month to not overturn the health care reform, and more significantly the individual mandate, will have large affects for years to come. So what does this really mean? Starting in 2014, everyone in America will be forced to have health insurance and they will face a fine. There are certain waivers, such as being on a governmental program or getting an income waiver. But for the most part, many will be seeking health insurance in the coming months.
In California, many might seek health insurance through the exchange which has to be up and running by 2014. There are some critics though that say the management of the exchange will be challenging. For one, many have questions when buying health insurance and there might not be enough coverage to answer all the questions. Buying health insurance is more complex than say, getting a plane ticket. Also, when small businesses want to purchase health insurance through the exchange, who will be there to guide them. Many of these questions will be answered soon in the coming months.