As the exchange era approaches and the reform bills take affect, many are still wondering what the overall result will be. As of late, many have seen there health insurance premiums double with no explanation. Also, many are still without health insurance because it is still way too expensive. It is estimated that there are still over 40 million Americans without health insurance today. That number is obviously why President Obama is trying to overhaul the system with his laws that were passed over two years ago. In California, there are currently over 8 million uninsured, one of the highest figures in the country. So, how will the exchanges get these millions of Americans insurance? How long will it take for everyone to get health insurance? 5 Years? 20 years? Another question, will people simply pay the fees associated with not having insurance because that it is still much cheaper than actual health insurance premiums.
Many people who make $10 dollars an hour, trying to make a living, do not have and can’t afford to get health insurance. America needs quality leaders to oversee the health care system and the implementation of it coming next year. Most are predicting that the healthy will pay for the poor, just like the rich pay for the poor when it comes to government programs, etc. Next year everything takes affect, we will find out soon.